The Buying Process

Buying a home can be an overwhelming process. From financing to negotiating to closing, there are a lot of moving pieces that can leave homebuyers bewildered. A real estate agent can help guide you through each step of the buying process, offering sound advice along the way.

By working with a professional agent who knows the ins and outs of the real estate industry, you’ll not only end up with a great home, but you’ll also walk away with a great experience. Here are some of the key areas that an agent can help you with:


Getting Pre-Approved By a Lender

By providing your real estate agent with some basic information about your income, savings, and debt, he or she can assist you in getting pre-approved by a reputable lender. The lender will then go over your financing options, what monthly payment amount you can afford, and what you can expect for down payment requirements and closing costs.


Choosing a Home

For most buyers, choosing a home is an emotional process. An agent can assist you in this process by offering objective information about each property you look at. From local community information like schools and zoning to home-specific details like condition and amenities, an agent can help you find exactly what you’re looking for.


Making an Offer

Once you’ve found the home of your dreams, an agent will research recent comparable sales of similar homes in the area to help determine a fair selling price. Based on those comparable sales, as well as other factors like inspections and repairs, an agent will then help you structure an offer and negotiate to get the very best deal possible.



Closing, or settlement, can be a complicated process. In some areas, the escrow or title company handles the closing process, while in other areas an attorney handles it. Regardless of where you’re buying, a real estate agent can help ensure that everything goes smoothly.

Successful Home Search Tips

In today's competitive real estate market, it's imperative to meet with your preferred lender and obtain a pre-approval before beginning your home search. This approach enables you to narrow down your search and have a clear understanding of your financial limits. By knowing your pre- approved amount, you can avoid falling in love with a home that exceeds your financial capacity, ultimately saving you time and frustration.

It's important to research and familiarize yourself with the neighborhoods of your interest. Take the time to visit these areas at different times of the day to assess the level of activity. Identify the availability of businesses and amenities within proximity and take note of any that may be lacking. If you plan to commute to work, it's advisable to drive the route to ensure it's feasible in the long run. While evaluating the area, also take note of any unfavorable aspects, such as high voltage lines, busy roads, railroad tracks, airports, businesses, or manufacturing that could be a concern.

When making a decision about your home, it's essential to consider both your current and future needs. On average, individuals spend between 7-10 years in their homes, so it is essential to think beyond the present moment. It's crucial not to base your decision solely on the home's superficial attributes. As the novelty wears off over time, and you may find yourself in a home that no longer meets your day-to-day needs.

During home tours, actively engage by taking notes, asking questions, and critically analyzing the property. This approach not only helps you remember the specifics of each home but also assists in making an informed and confident decision.

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Don't navigate the world of real estate alone. Let Susan Sutton be your advocate on the path to finding your dream home or selling your current property. Susan is dedicated to making your real estate journey seamless and rewarding.